Parents or family may open a Junior ISA or savings account in your name.
You can open a basic bank account with parental consent.
You can open a bank account in your own name. Junior ISA becomes yours at 18.
You can start learning to drive — car finance and insurance become relevant.
You can apply for credit cards, loans, and your own tenancy. Your credit history begins.
Auto-enrolled in a workplace pension. Time to understand your payslip and tax code.
Mortgages, long-term savings, and investing become relevant as you plan ahead.
You can access your pension. Planning for retirement income becomes key.